One mishap after the other circumstantially occurring claiming five deaths of near and dear ones in the family within a short span of merely about eight months shattered my physical faculties to the core pinning me to bed with some vague sort of an ailment or the other. I am not yet out of the setback with the result that my incapacitation still persists. The purpose of sharing this information with my readers is to remove their anxiety and suspense as to why I failed to write any post on this blog for so long a period after 29th January’2015. I had also to convey my sincere thanks to several of the readers who shared their concern with a grief stricken me. This post is an effort to re-harness myself to the tasks I have yet to pursue. My special thanks to Shri KR Saini who continued keeping the NewsPage of this blog fully updated even in my absence coupled with his regular writeups on pension issues although he is in America for quite sometime and is due back to India only in April this year.